at March 31, 2025
| Schedule | At 31.03.2025 |
At 31.03.2024 |
Capital | 1 | 14,245,974 | 14,046,790 |
| Employees stock options/units outstanding | 1A | 20,698,433 | 14,053,180 |
| Reserves and surplus | 2 | 2,885,818,597 | 2,355,893,246 |
| Deposits | 3 | 16,103,480,210 | 14,128,249,513 |
| Borrowings | 4 | 1,235,382,601 | 1,249,675,779 |
| Other liabilities and provisions | 5 | 922,773,872 | 953,227,258 |
| TOTAL CAPITAL AND LIABILITIES | 21,182,399,687 | 18,715,145,766 | |
| ASSETS | |||
| Cash and balances with Reserve Bank of India | 6 | 1,199,281,192 | 897,116,960 |
| Balances with banks and money at call and short notice | 7 | 656,338,771 | 502,143,120 |
| Investments | 8 | 5,047,567,369 | 4,619,422,722 |
| Advances | 9 | 13,417,661,608 | 11,844,063,894 |
| Fixed assets | 10 | 128,387,372 | 108,598,403 |
| Other assets | 11 | 733,163,375 | 743,800,667 |
| TOTAL ASSETS | 21,182,399,687 | 18,715,145,766 | |
| Contingent liabilities | 12 | 60,397,136,506 | 46,557,617,752 |
| Bills for collection | 1,313,609,941 | 1,007,917,603 | |
| Significant accounting policies and notes to accounts | 17 & 18 |
The Schedules referred to above form an integral part of the Standalone Balance Sheet.
As per our Report of even date.
For B S R & Co. LLP
Chartered Accountants
ICAI Firm Registration no.:
101248W/W-100022
Ashwin Suvarna
Partner
Membership no.: 109503
For C N K & Associates LLP
Chartered Accountants
ICAI Firm Registration no.:
101961W/W100036
Manish Sampat
Partner
Membership no.: 101684
Mumbai
April 19, 2025
For and on behalf of the Board of Directors
S. Madhavan
Director
DIN-06451889
Rakesh Jha
Executive Director
DIN-00042075
Anindya Banerjee
Group Chief Financial Officer
Sandeep Bakhshi
Managing Director & CEO
DIN-00109206
Sandeep Batra
Executive Director
DIN-03620913
Prachiti Lalingkar
Company Secretary
Ajay Kumar Gupta
Executive Director
DIN-07580795
Laxminarayan Achar
Chief Accountant
