KEY FINANCIAL INDICATORS: LAST 10 YEARS

(₹ in billion, except per share data and percentages)

 

2016

2017

2018

2019

2020

2021

2022

2023

2024

2025

Total deposits

4,214.26

4,900.39

5,609.75

6,529.20

7,709.69

9,325.22

10,645.72

11,808.41

14,128.25

16,103.48

Total advances

4,352.64

4,642.32

5,123.95

5,866.47

6,452.90

7,337.29

8,590.20

10,196.38

11,844.06

13,417.66

Equity capital & reserves

897.36

999.51

1,051.59

1,083.68

1,165.04

1,475.09

1,705.12

2,007.15

2,383.99

2,920.76

Total assets

7,206.95

7,717.91

8,791.89

9,644.59

10,983.65

12,304.33

14,112.98

15,842.07

18,715.15

21,182.40

Total capital adequacy ratio1

16.6%

17.4%

18.4%

16.9%

16.1%

19.1%

19.2%

18.3%

16.3%

16.6%

Core operating profit

198.03

179.10

189.39

220.72

268.08

313.51

383.47

491.39

581.22

653.96

Net interest income

212.24

217.37

230.26

270.15

332.67

389.89

474.66

621.29

743.06

811.65

Net interest margin

3.49%

3.25%

3.23%

3.42%

3.73%

3.69%

3.96%

4.48%

4.53%

4.32%

Profit after tax

97.26

98.01

67.77

33.63

79.31

161.93

233.39

318.96

408.88

472.27

Earnings per share (Basic)2

16.75

15.31

10.56

5.23

12.28

24.01

33.66

45.79

58.38

67.01

Earnings per share

16.65

15.25

10.46

5.17

12.08

23.67

32.98

44.89

57.33

65.89

(Diluted)2

 

 

 

 

 

 

 

 

 

Return on average equity

11.3%

10.3%

6.6%

3.2%

7.1%

12.2%

14.8%

17.3%

18.7%

18.0%

Dividend per share 3

5.00

2.50

1.50

1.00

0.00

2.00

5.00

8.00

10.00

11.00

  1. 1

    Total capital adequacy ratio has been calculated as per Basel III framework.

  2. 2

    During the year ended March 31, 2018, the Bank issued bonus shares in the proportion of 1:10, i.e. 1 (One) bonus equity share of ₹ 2 each for every 10 (Ten) fully paid-up equity shares held (including shares underlying ADS). Per share information of prior periods also reflects the effect of bonus issue.

  3. 3

    RBI through its circular 'Declaration of dividends by banks (Revised)' dated April 17, 2020, had directed that banks shall not make any dividend payment on equity shares from the profits pertaining to the financial year ended March 31, 2020. Accordingly, the Bank did not pay any dividend for FY2020.